NEED ADVICE ON SUBJECT-TO

[Jake Lemke]

Would anyone in here familiar with subject-to transactions be willing to share their contract and the clauses they use?

I wholesale the majority of properties I take under contract, but in this situation I have a property where the seller owes about 195k on mortgage, behind by 10k on payments. Needs 3k max in cleanup and worth $265,000 - $285,000 as is.

It's currently a VA loan so it's likely assumable if I wanted to go that route also.

Any help/advice is appreciated. Thank you