Utilizing business line of credit for rehab

[Paul Chae]

Hello everyone.

I am a first time investor in NY, investing in NJ.

I got approved for some amount of business credit a few days ago, and am working on a small rehab project.

This is the term that I've got, the total limit of my business lines of credit is $10,000 at 0% APR,

Can I utilize them at 100% of the total amount and pay only the minimum and pay the rest back in a month or two, OR the general rule of thumb that you need to keep your balance at about 35% of the it at all times apply here as well? I just don't want this way of funding to eat up my credit score

Thanks in advance for your advice guys. Happy investing