Should I get a 0% down loan on my first rental property?

[Alonso Fernandez Maldonado]

Hello BP!

I'm in the process of deciding how I want to finance my first property and after talking to a few mortgage broker I narrowed it down to these options. I only have $12,000 in cash and I'm looking at houses around $250,000. 

1. Do it alone with a 0% down loan, even though it would have a big negative impact on my cashflow. (house hacking)

2. Do it alone with a 3% down FHA loan, even though after downpayment and closing costs I would have no cash left. (househacking)

3. Get a partner to put 20% down, have lower interests, and split all profits 50/50. 

I appreciate any help, suggestions, comments, etc. 

Thanks!