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Updated almost 5 years ago,

Nicole Heasley Beitenman's profile image
Nicole Heasley Beitenman's profile image
Nicole Heasley Beitenman
Pro Member
  • #5 Medium-Term Rentals Contributor
  • Investor
  • from Youngstown, OH
  • Member since Jan 6, 2017
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Nicole Heasley Beitenman's profile image
Nicole Heasley Beitenman's profile image
Nicole Heasley Beitenman
Pro Member
  • #5 Medium-Term Rentals Contributor
  • Investor
  • from Youngstown, OH
  • Member since Jan 6, 2017
Connect
Nicole Heasley Beitenman
Pro Member
#5 Medium-Term Rentals Contributor
  • Investor
  • Youngstown, OH
2,405
Votes |
2,910
Posts
Buying & Selling Real Estate

Can I take out a 1st mortgage if I pay cash?

Nicole Heasley Beitenman
Pro Member
#5 Medium-Term Rentals Contributor
  • Investor
  • Youngstown, OH
Posted

Hi BP! I've been researching this question, and Google is only giving me info on second mortgages. If I buy a property free and clear with cash, can I then take a mortgage out on it instead of a HELOC? It would be owner occupied, but would I be limited to a HELOC if it wasn't?

TIA!

  • Nicole Heasley Beitenman
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