Switching Agents and Keeping Your Lender

[Daniel K.]

My agent is on vacation and won't return until two weeks from now. We closed on a SFH in October 2019 and that is the last business I ever did with him, though he still shares his MLS with me. However I have just become ready to make another purchase and I see one SFH foreclosure property that looks good so I called another agent rather than wait the two weeks and miss out on it.

My question is if I try to fund this new purchase with the same lender I used before, but for a purchase with a different agent because mine is on vacation, could this cause problems?  I ask because the last time I attempted to switch agents and spoke with my old lender for pre-qualification (the same one who lent for my primary residence for yet another agent) he asked why I switched agents, I told him it was because this agent was a friend/experienced investor, then he never followed up with me.  This lender was obviously unfriendly towards investment lending very early on, but this experience makes me wonder if I am breaking some kind of real estate buddy code, as if lenders are faithfully partnered with particular agents.