Repairs on top of loan when purchasing a property?

[Darius Pasilaban]

Need some creative financing strategy here. Here’s my scenario:

Found a property on MLS with no pictures inside the property and no description of repairs/maintenance. The owner will show property once there's an approved offer. I wonder if it needs just cosmetic work, and I only have $5K cash, is there a way that you can make a deal with the owner to do the rehab and just bump up the price so my loan can cover it?