Getting started on my first purchase

[Ernest Lathren]

I found a property with a house and two duplex’s. Renters in place. Rent amount will cover the mortgage and leave passive income. Being this would be my first investment deal I wanted to have my financing in place before I start throwing out offers and negotiating. The duplex’s and the house are being sold as one large sum together. My mortgage company won’t write it as a total but will if it’s all split up into 3 parcels.  I also don’t quite have the 20% down. More like 10. Total property cost is 250k.   Any thoughts.  This is my first time so I hope it make sense