Can’t Qualify for Loan Due to Short Financial History

[Austin Montgomery]

I graduated from college in May 2018 and am currently an active duty Army officer. Since graduation, I have acquired 1 house-hacked SFH, 3 rental SFHs, and completed 1 flip with a partner. I am currently under contract for a small commercial building (9 unit plaza/strip mall); however, I cannot qualify for a bank loan myself right now for the property.

The contract is for $150,000. I have 20% to put down, my credit is good, and I have an LLC set up for the property, but none of my rental income is on any tax returns yet. The property generates $2600/month right now, and conservatively will generate at least $4000/month when full rented.

I would be open to bringing on a silent partner, investor, or private money lender, but I don’t know the best way to structure that deal. 

What’s my best course of action right now? And/or are there any investors on here interested in the deal? 

Thanks!