Is this a good deal in Schenectady, New york?

[Andrew Bailey]

I am planning on buying a 2 unit house in Rotterdam, Schenectady(new york). Is this a good area to buy rental property? Also is my monthly cost reasonable? 

House price = $109,000

Downpayment = 20% or $21,980

Out of pocket = $29,744

P&I = $472/month

Taxes = $291/mont 

Home Insurance = $125/month 

Water bill = $100/month 

Trash fee = $0

elc / gas = $0

Repairs = $100/month

Maintenance = $100/month 

Property manager = 10% or $185/month

Vacancy = 10% or $137/monty

Total monthly expenses = $1,510.76/month

unit 1 income = $900/month

unit 2 income = $950/month

Total rent income = $1,850 /month

Cashflow = $339.24/month