Quick Question: 55+ Community Mobile Home Park

[Rohme Williams]

Does anyone know off hand if someone is able to buy in a 55+ community if you are younger? This someone who wants to purchase would be renting to a 55+ renter.

[Greg Powers]

The simple answer is to get a copy of the Park rules from the manager and read them carefully.  A lot of the parks in NH--whether 55+ or not--do not allow rentals, and the prohibition against them can be phrased different ways in their respective rules.  For example, here are excerpts from rules in 3 different parks:

- All housing units are to be owner occupied.  No rentals or sub-leases are allowed, except as specified in the Cooperative's Bylaws.

- The leased lot is to be used for private residential purposes of single-family homeowner occupied homes.

- The owner of the mobile home must be an occupant of the mobile home.

In your case, whether someone not 55+ can own a home in the park should be spelled out in the rules.  If it's not, ask the manager.

Taylor Parton above is right that most 55+ communities will allow under-55 people to occupy a home, but at least one occupant has to be 55+, and usually they have to be family members.  There can be exceptions--as in the case of a live-in caretaker who is not 55+.  But again, that would all be spelled out in the rules and bylaws of the community.