What should my next move be?

[Steve Totino]

Hi i'm trying to mimick a portfolio like this

50% Stocks (mostly s&p500 and total stock) 0% Bonds 40% Real Estate, the rest into savings account for emergency funds. I'm 28 years old.

https://www.financialsamurai.com/recomm ... xperience/

Real Estate

I own a 2 family home that I'm renting out a 2 bedroom and I'll be living in the other two

bedroom, I'm also renting out the garage for storage. I have about 140k with the down payment and mortgage payments into it. The house price was 535k and I bought it in may 2019. The mortgage with everything included is 2900 and I get 1800 from the 2 bedroom and 350 from the garage.

My Stocks

110k worth in stocks 401k/Roth/Taxable

So I want to start saving up for another multifamily home soon...or maybe even apartment to buy and hold.. My question is,

1. do you think this is a good allocation for real estate vs stocks? My dad has multiple rental properties

and he owns a construction company so I'm in a better position than most.

2. Where should I be saving this money for a down payment. I thought I

heard the rule is if you aren't going to touch it for 5 years you can

put it into stock. I guess I would be close to that amount of time. I

would probably need 100k or more for this down payment if multifamily or

about 45k for apartment..or should I park it into a high yield savings,

around a measly 2%

3 Are apartments ever worth it? I know the worry is HOA fees, any pros to them?

Thanks