Opening another bank account to receive rental income

[Mark Douglas Hukill Jr.]

I am going to be closing on a 3-plex with a VA loan in the next two weeks or so. I think opening a new bank account to receive the rental income is what I am going to do. I would like to make it a business account, however since it is a VA loan, I cannot acquire it with an LLC until I refinance it to a conventional loan. Would I still be able to open a business account even though I don't technically have an LLC? Or should I just open a new personal checking account?