How should I ise my VA Loan?

[Thelogust Hodges iii]

Of course a multi family property would be the best option when using a no money down VA loan. My wife and I have 3 children and would be required to occupy the home for a year before renting it out.

The first property is in Florida its a 2300 as ft 6/4 duplex (two doors 3/2)with a asking price of 180k in my home city. The rents are $1000 each unit with one being on section 8. My mthly expenses will be around $1600 leaving me $400 cash flow.

the 2nd property is located in Georgia, its 1400sqft single family home 3/2 with garage. The asking price is $72k and the rents for the area are around $900-1050 and the schools are great 8/10. Less than a mile for ele and middle. My expenses will be around $600 leaving me $350 cash flow.

The biggest issue i have is that when my 1 year is over, id like to rent the property and purchase a 2nd one. I think with a va loan I would have to refi the property with %20 dwn in order to use my va loan again. If that is the case it would be easier for me to refi the ga property.

So my questions are which one of these would be easier to exit after a year and allow me to pirchase a 2nd property? If my va loan is tied up in the duplex what kind of option would i have to exit the duplex ans buy another home? Would I be able to use a fha loan even though my va is still active in a rental?

Id really like to live in florida but the ga houses are sooooo much cheaper...any and every bit of advise or questions will be greatly appreciated. thanks everyone.