Is it worth it to pay extra for Non Recourse Debt if I'm in CA?

[Nicholas Lohr]

Question for anyone who has experience in commercial multi-family in CA.  I'm about to refi a commercial multi family property. (nothing too huge, just 6 units, $1 million loan) 

I already understand the difference between Recourse and Non Recourse Debt. My question is, it it worth it to go for the Non in CA where the the laws are more borrower friendly already compared to other states.  I've been quoted an extra 40 basis points to get the Non-recourse. 

I'm curious what others have done?

thanks all!