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Updated about 5 years ago,
Appraisal for 2-unit that could be SFH
I have a house that was originally a single family home. By putting locks on a couple doors, it is easily segregated into two units (2nd kitchen installed upstairs ). The post-rehab appraisal came in lower than expected. He valued it as a 2-unit property, which is how I am using it. In my area, I believe the value would be higher if appraised as a single family home. Since it could easily be converted back to single family with no structural mods necessary, is it a option to get it appraised and financed as a single family even if used as a legal 2-unit?