Hard Money lending advice

[Jevon Burks]

Would it be wise or beneficial for anyone to use hard money to fund repairs on a home that you are selling owner finance? I have a property that I contracted on for $70,000. It needs about $20,000 to get it back to rental condition and about $40,000 to get to retail condition. The ARV with the basic repairs to sell it owner finance would be about $145-150,000. The retail value would be about $175,000. With possibly having to sell owner finance would it be wise to have a hard money lender fund the repairs before a move in? Or have someone move in and just cut the repair cost off of the sales price? Any help is much appreciated, Thank you!