Refi Question for Active BRRRR Folks

[Kevin Christensen]

Hey guys.  I started doing real estate in March 2019.  I just purchased my 12th property.  I am just starting to look into options for refinancing them to get my cash back out.  Should I consider doing a portfolio loan (4% or less, minimum 5 properties, 500k loan and 650 credit score), or should I try to refi them individually?  What is the benefit to each method?  I have quite a bit of equity across my properties and I want to purchase a business so I need to free up some cash.  I meet all of the criteria for the portfolio loan no problem, but I was unsure about tying all of them together.  Thanks!