Using Retirment funds to invest in Real Estate

[Jordan Edge]

Hey everyone! I am a real estate investor and am wanting to continue adding to my portfolio but due to needing 15% down, I am needing to find some creative ways to come up with a down payment. Which leads me to my next question. How to use retirement funds to invest in Real Estate and is it a good idea?

Thanks in advanced guys! #BP

[Brian Eastman]

@Jordan Edge

A self-directed IRA or 401(k) plan can be configured to allow your retirement plan to invest in real estate. Keep in mind, this is not expanding your portfolio, or a way for you to personally access the funds in the retirement plan. The tax-sheltered IRA is simply investing in real estate rather than in say, stocks. All purchases must be funded from the retirement plan, all expenses of operation paid by the plan and all income returns to the plan tax-sheltered.

Lots of good information here on BP on the topic.  What really matters is your specific situation and goals, so doing a quick overview then reaching out to a few providers is the better way to go.  Don't spend 20 hours chasing down the rabbit hole of the internet.