Important questions. Please answer.

[Erika Caba]

Why is it that when calculating Cash On Cash Return in the expenses the property insurance and taxes are added separate from the mortgage if those expenses are already included in the mortgage payment with the principal and interest?

When using the BRRRR Strategy, when refinancing the property, do lenders look at your income just like conventional loans?

I appreciate your time answering them. Thanks 🙏🏻