What happens when DTI Ratio exceeds 50%?

[Matthew Terry]

Hello BP Mates,

New buy\hold investor here, but I want to ramp up fast and I'm planning for the future.

If I'm buying residential properties with traditional or BRRRR method, there will be a time when my debt is out of line with my income. This may happen in as little as 6 or 7 properties. I have an LLC holding company and will have each property in their own LLC for liability reasons mainly.

Any advice on how to continue leveraging low interest 30y mortgages when my debt-to-income approaches 50%? I listened to one podcast and some advice was to fine a bank that will do a commercial loan for multiple residential properties. Any other suggestions? I want to avoid 8+% for private money if possible as it will narrow opportunities.