To Quit Claim Deed to LLC vs Use Commercial Financing in LLC ???

[Timothy Lyons]

Starting a new LLC as this is my first investment property! One attorney stated that I should not use residential financing and quit claim to new LLC as this would cause bank to call the note due immediately. He also stated that I should not necessarily purchase with LLC but rather purchase an umbrella policy on my home?????? Another attorney told me to use new LLC and use commercial financing. Commercial financing will be a 10 year term with a 25 year amortization. This means I will have to refinance every 10 years :( I called mortgage broker that I used 7 years ago to purchase my home and we told me unequivocally to purchase home in my name and quit claim it to LLC the next day. He said he owns 2 rentals and has done it this way. NONE of the podcasts I've listened to talk about using commercial financing. What should I do?