How to get financing without a job

[Matt Karp]

If you are self employed but sold a business, can you still get financing without currently having a job?

Will banks lend with income vs investments vs a job?

[Patricia Steiner]

My recommendation would be to go to a lender who will appraise the property both on market value and on the average expected rental income generated on a like property in that market. If the rental income is enough to cover the principal and interest payments, no other qualifying information will be needed.  The rate is higher - about 7% - but still 30 years fixed...it's great for those who are self-employed, have complicated finances, or simply don't want to hand over their financials.  One of my clients is using such a firm now and so far it has been a great experience.  There are a lot of different/creative lending sources out there. Just vet them, check references, and move forward faster on your next deal. Hope this helps...