To buy a rental under myself, or add my wife?

[Vincent Dych]

Looking to get into rentals and I'm wondering if I should apply for my pre approval alone, or with my wife. Our home is solely under her name.

What's my best move?

Do I apply myself?

Do I apply with her?

Do I get my name on our home first, then apply together?

Is there other questions I should be asking?

My credit score is roughly 630.. Still working on it, and it's slowly getting better.

She's well into the 700's

If I apply with her, will she bring down what I could possibly get, being that we're (technically her) like $200k in the hole for our personal home?

Any info is appreciated. Thanks!