What Loan do I get for a SFH quick sale?

[Steven Foster Wilson]

I recently came across an incredible deal near where I live. Its priced at 97k, comps for a house in good condition are in the low 200's. Instead of spend months fixing and flipping this place. Id rather wholesale it (I believe in Ohio I must buy the home first then resell?)

So I am looking for what type of loan do I get? Can I get an owner occupy loan for 5% down (intending to live in the property) and then sell it after 2 months. Or do I need to get an investor loan for 20% down and most likely pay a pre-payment penalty?