Retirement property north of Asheville

[Andrew Maxwell]

Hello! I am currently under contract on a 68.5 acre plot of land in Marshall,NC. I’ve had the inspection and appraisal done but are hitting problems with the lender. Carolina farm credit offered a 10% down option but has since withdrawn that offer and changed the status from second home to investment property. My wife and I are active military and don’t own any other properties. I feel like the options they gave us to move forward are not financially responsible for us...15% down with a 5% interest rate. Does anyone have any other options to secure a loan at 10% down? Thanks!