First Deal I'm nervous

[Paul Gallardo]

Fiance and I are trying to buy a 2 unit multi family in WI. had frustrating results with our mortgage broker. He told us we dont have enough revolving credit history. Only 4 months with a secured card so far. determined to not give up I investigated who owns this property and its owned by an LLC. I tracked them down to  Arizona and I have they're number. I know I have to call but Not to sure what to say or where to start.

What experiences do some of you have in making deals and more specifically struke a seller finance deal?

What's the best time to call?

Do I make an offer right away?

How do I make a low offer without offending and turning them away?

[Doug McVinua]

@Paul Gallardo Have you explored other options for getting a loan? Co-Signer to overcome your lack of credit? Other lenders? Other programs?

Don't take the 1st "No" in lending as the absolute!

As for calling the owner, if you are at the last resort what do you have to lose? You really only have something to gain at that point!