Would you wait for the 4 plex or buy sooner?

[Dominic Licerio]

Hey BP family! I am in the military and new to REI. I had a contract set up on a 4 plex that was going to be financed with the VA loan and was moving along perfectly. But, the seller had a medical emergency and had to terminate the contract. It cash-flowed extremely well according to my analysis and really was a rare and fantastic deal in my market. I was notified that they will put it back on the market in about 4 months and I really want to get it. My dilemma is that if I use the VA or FHA loans on a different property in the mean time, I'd have to live in that property for the 6-12 months and won't have funding capability in the future for the 4 plex. I've considered using conventional but I don't have the cash off-hand to cover the down payment. I currently have about 23k in a mutual fund that I am willing to liquidate but in my market, it may not be enough to cover the full down payment. Does anyone have tips or tricks that i might be able to use to get the best outcome? (The best situation for me would be to get a property now and then the 4 plex too!) I would be incredibly grateful for help!!