Laid off and rehired by same company - can I get a loan?

[Jim Coleman]

I was laid off at the end of January and rehired in July (worked for this company 10yrs before being let go) . I still make about the same about - 80k a year. I have 6k in my savings and about 50k in an IRA I wanted to Use for investment in a duplex and house hack it (living in one of the units). How or would I be able to do this ? Or do I have to wait? Credit score is able 700. Thanks