How does running an LLC affect your financing situation?

[Devlin Melvin]

For example, Ive heard you cant get a HELOC if you have the property in an LLC. Ive also heard you'll pretty much have to put a 20% downpayment for a conventional loan. Are these true? And how else can owning an LLC affect your financial decisions, baring the obvious asset protection? Could the LLC still get unsecured LOC? Id like to run all my future rentals under LLC's so its important i figure this stuff out. Thank you!