Can't start House Hacking ?

[Jim Scholten]

Hello, My name is jim and i am 20 years old. I am from the Netherlands. I just discovered that house hacking is a thing in my country (nice!) But how oh how can i afford the house ? I want a mortgage ofcourse but i cant have a bigger mortgage than 88.000 $ for a house thats worth 275.000$. Is it stupid to question how i can increase the mortgage at my age??

Gr.

Jim from the Netherlands