Another Line of Credit Post

[Mike Olson]

I used some older posts similar to this last year that helped me tremendously, so I thought I would leave this here to possibly help someone out or see if anyone has anything helpful to add.

I sold my primary res in February and have been renting a room for cheap. I have excellent credit, almost no debt right now, no auto loans, five different $20+ thousand credit cards, an $86 thousand heloc on a free and clear rental with no balance, and a salary of $80 thousand/yr. 

Work is sending me to Aurora CO in four months for at least three years and I would like to buy a house there BUT before I jack my DTI through the roof I'm thinking this is a great opportunity to open a few more personal LOCs. Basically I have 4-6 months to open as many lines or to CLI as much as possible while my DTI is super duper low.

So far I have found two banks and two CUs that offer decent size locs. Keybank, Umpqua Bank, Langley FCU and BCU all offer unsecured lines up to about $50 thousand. I just thought I would post here before applying to see if anyone has had luck with unsecured lines or any alternative ways to access the cash moolah.