Can I ask for a lower price even though they are accepting offers at $265k and higher?

[Gina Sqk]

In the summary, it noted that the bank is willing to accept offer of $285k or higher. This 2 family (6bd/ 2ba) house was listed for $290k and in the market for 100 days. The price came down from $359k with a price reduction of ~$15k every other week. The neighboring home that looks the same and has the same sq ft but is a 8 bd/ 2ba sold for 260k in Nov '11. I really want to only pay $255k with 25% down. What should I offer? Do I even have an option to offer anything lower that $285k?