Fourplex 5% Down Conventional Loan (Owner Occupied)

[Rodney Harris]

Hey all! I am currently looking to owner occupy another fourplex! I currently already have an FHA loan my other fourplex. My lender says I make too much to qualify for a home possible loan. However, I thought that as an owner occupant I could put 5% down on 4 units?

My lender stated that it would most likely be 20% down if it’s conventional? However I will be occupying the property, so maybe I’m missing something?

Does anyone know lenders or programs that could help with this? 

Thank you!!!!!