Smaller Loan Higher Rate?

[Lee Stephens]

Hello,

I'm putting 20% down on a property that's around 100k and just learned that lenders charge higher rates for smaller loan amounts. I'm looking at low 5's compared to low 4s..  Are there any ways around this to receive a lower rate? What's the typical minimum loan amount to obtain the cheapest 30 year fixed rate? Any advice is greatly appreciated!