Contract pending...Should I Wholesale this or find Hard Money

[Darryl Glenn Dixson II]

Hey guys!!!! I hope everyone here is having a good day.

I need some more assistance with a potential buy. So I have a pending contact on a single family in North County here in Saint Louis. This is great news right? The issue that I have is that this home doesn’t meet the minimum requirements for my current hard lender. They need the house to be appraised for at least 60k and the loan minimum be 30k with 90% funding. This place the I bid on is on comped at around 50k and I only need about 25k for buy and rehab.

What are some of the other options that I have?