Received an offer more than listing price but ...

[Sai T.]

Hi Everyone

Received an offer more than listed price $200K and offer is $202K VA loan. Seller assist at closing $12K.

$300 EDM really three hundred!

I talked to the buyer’s agent he said will offer $205K and $10,000 seller assist.

Buyer financing 100% plus paying for closing from seller assist!

Questions are:

What if the home appraisal comes low $200K or $195K

What if buyer does not qualify for loan (buyer attached bank letter) but it is not guranteed.

What to do home if inspection guy comes with a long list of repairs.

6 weeks time for Mortgage commitment! 

Send your suggestions please.

Thank you