Stuck in neutral because of DTI

[Alan Howard]

Hello BP, 

I'm a bit stuck as I have about 75K which I was planning to use part for a down payment towards a quad-plex. However, my high debt to income is hampering me from obtaining financing. I've been wracking my brain trying to figure out another means of getting financed. I am new to investing and have no private money connections. Also, hard money isn't appropriate for buying and holding. Has anyone out there been in this position, if so, how were you able to get financing to move forward? How is it that investors are able to attain multiple loans without maxing out their DTI? Perhaps I'm trying to start to big and need to stay in my financial lane with a brrrr, flip, or cash rental purchase. What are your thoughts?