Getting my first deal done

[Jordan Norr]

Hello everyone, I am deadly serious about getting my first deal done and I don’t take no for an answer! I am looking for some advice/insight. 

My situation; I made some stupid mistakes last year with my trucking company and am still working on recovering from that. As such, my credit score has tanked (around 450) as of right this second I don’t have much to put down for a deal. 

I feel I have a knack for making and analyzing deals, if I were to find one I know I have some options. I could use a hard money lender, but I’m more looking into if I could use a portfolio lender or get a commercial loan? I am fine with writing the extra cost into my deal, I just know my credit score is a deal breaker for conventional loans. 

Can anyone shed some light on what the majority of commercial/portfolio lenders look at as far as requirements?

Thank you!