What kind of Loan for cash out BRRRR

[Thomas Hamm]

Bought a house 3 months ago all cash and fixed it up and rented it out. The banks I have talked to have all said that I have to wait a total of 6 months before I can do a cashout refi. If I wanted to refi now they only can give me the purchase price of the house not more. So wanted to ask everyone that does multiple BRRR's a year, what kind of loan do you get. The quick finances are below.

$279k - purchase

$107k - reno

$640k - current value

$400k - amount of loan wanted