What’s steps fo I need to take to buy by owner with a loan?

[Allen Lopez]

So I found a great off market property I want to buy with a loan, but it’s for sale by owner.

What are the steps I need to take for this.

I have already been prequalified.

I am guessing the next step would be find a tittle company, do an inspection, do an appraisal, tittle insurance.

I have always worked with a realtor but the seller wants to save money so she said either I pay for the realtor or do by owner. Property price is 110k, so should I just bite the bullet and pay that 3%?