Do legitimate private lenders ask for upfront fees?

[Robin Allen]

I realize I am a newbie but figured I'd get better advice on this thread. If you can tell a illegitimate lender by their "upfront origination loan fees" can you explain what are the requirements for private lenders? I even had a guy send me copy of his (or somebody's) drivers license and corporate papers. He asked for $760 upfront origination fees. How do you identify the good ones? You need loans to do this and isn't that the reason for private lenders instead f banks. Just trying to figure it out.

[Tchaka Owen]

@Robin Allen - the answer in NO.

If you're willing to pay upfront fees, let me PM you my address because at least I'm being straight enough with you to let you know that I'm going to go to the Bahamas for the weekend on your dime. 

If "upfront" means on the HUD at closing, you're fine. But otherwise, NO.