Trying to buy my second deal

[Nick Buttiglieri]

I currently own a duplex that I house hack. We just refinanced a few months back to get some cash out to look for our next property after we made substantial improvements and refinanced.

We have found a new property recently that we are looking to buy/move into as our primary residence. Can anyone tell me if we would be able to get away with putting 10% down? We will be moving into it so I would hope we would qualify for a lower down payment as owner occupied, but I have heard some mixed reviews in the past, especially since the new property is located within the same town.

Thanks in advance!