Appraisal re-inspection fees seem a bad business practice.

[Larry Bowers]

I have a rant. Appraisers are always seeming to find any petty reason to come back out to the property to charge an additional fee to the buyer (usually that's me!) This time it is the hot water heater that is not yet installed. Lender is having me sign a document to acknowledge an additional fee of $175 fee for the appraiser to come out the house again to see there is a hot water heater present. 30 seconds of work. 

If the property appraises for enough, isn’t that good enough for the bank? I mean...if we are going to go down this path, then if the house doesn't have a garbage disposal or a dishwasher either, that could be the reason. I just don't understand why the standard residential appraisal can't have a firm & fixed price. 

Appraisers, agents, and others that have seen 1000s of transactions, is this a normal but ugly and accepted practice that will hopefully will be changed in the appraisal industry? I’ve bought 6 houses in the last year, and this has happened 3x already---seems like AMCs give marching orders to the appraisers to be petty and go to the house as early as possible to rack up extra revenue. Kind of reminds me of the airline industry with luggage fees! 

Thanks for reading.