Need help running #s using Heloc to purchase invest property.

[Yesenia Padilla]

I currently own 3 properties, 1 primary and 2 investment properties. I took a heloc out on one investment property and one on my primary. I am planning to use the heloc on the investment property first for a down payment on another investment property. When analyzing a deal using the BP buy and hold calculator it doesnt include loan costs on the down payment if you are not using your own cash. What is the best way to anayalze deals if your doing 80% conventional and 20% is coming from a HELOC.?

Also is using a HELOC considered creative financing (I keep reading about creative financing, just unsure if HELOCS fall In that category)

Lastly I am looking to connect with another buy and hold investor who would be willing to look at my current situation and give ideas on what should be my next move and or what I need to educate myself more on.