Subject to, then refinance.

[Tyrell Rutledge]

My brother and sister in law recently purchased a new home here in ok. Their old home is in need of repair with about 75k left on the mortgage. The arv is 120k. Rents around 1k.

Here is my question. They are willing to allow us to assume their mortgage and transfer the title to us.

I want to brrrr this property and do a proper reno. Will I be able to refinance this after a standard seasoning period even with their name on the existing mortgage?

Thank you for your time everbody,

Ty