Negotiating rate between two commercial lenders during Escrow

[Susan O.]

Do you guys use multiple commercial lenders?  I was actually using 2 because in the past I've had issues with them not performing at the end and idn't want to have that happen again

I don't have a hard committment from banks, they are still just LOI committments and they're still underwriting and

I'm in the final 20 days of escrow and is it fair to pick the lower rate even though both are doing 'soft' underwriting on the deal. 

One bank is about .8% lower then the other bank.  

When negotiating do you guys ever show the LOIs from the banks but it states that rates not guaranteed etc

also rates have gone down since they quoted me in November

What do the seasoned people do?