HELP! Should I Pay off Mortgage to Seller Finance/be the bank?

[Michael Duncan]

Hello BP, it's been awhile since i've posted, but I've got a question. I have a rental property that I purchased when I was young and naive about cashflow. Here are it's characteristics:

Estimated Value: 90k

Loan amount: 62k

Interest Rate: 5.275%

Loan Term Remaining: 340 Months

Monthly Payment (Mortgage and Insurance): 893

Monthly Rent: 800

Monthly Cashflow: -93

My current tenants have mentioned an interest in purchasing the property from me. My question is, would it be worth it to pay off this mortgage and sell it with seller financing for 85-90k at 5% interest. 

I've been going back and forth about it because I can see both sides of the argument. I've read many posts against paying off your mortgage, and I think that is a good plan, but I wanted to see what you guys think when the seller financing is added into the equation.

Thanks in advance!

-Michael