How do you deal with natural disasters?

[Tomer Amir]

How do you deal with the threat of natural disasters, take the last hurricane (Michael) for an example how can you recover as an investor from a disaster like this?

Especially in Florida when every year (almost) they suffer this kind of threats.

As a flipper its very hard to find insurance company that will be ready to cover your house.

As a home owner for rental: How much will the insurance company will cover in case of total disaster like this? Is it the state responsibility?

Because in the whey that I see it, it's not the question of IF it’s the question of WHEN.

So, what do you think and how do deal with that?