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Updated over 6 years ago on . Most recent reply

Kash Chau's profile image
Kash Chau's profile image
Kash Chau
  • from Manchester, Connecticut
  • Member since Jul 16, 2016
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21
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3
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Kash Chau's profile image
Kash Chau's profile image
Kash Chau
  • from Manchester, Connecticut
  • Member since Jul 16, 2016
Connect
Kash Chau
  • Manchester, CT
3
Votes |
21
Posts
Buying & Selling Real Estate

To residential loans or one commercial loan?

Kash Chau
  • Manchester, CT
Posted

Hi,

I have a six unit property that is deeded as two side-by-side residential three family house.  I can get 2 residential loans or one commercial loan.  Interest rate is about the same except the Commercial interest rate gets reset every five years. The terms are 20yrs versus 30yrs for residential.

My question is does it make sense to do one commercial loan instead of having 2 residential loans?

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