Can your spouce get their own mortgage?

[Jeff Johnson]

I was curious if your spouse can get their own mortgage. Example: person 1 has they current mortgage only in their name and has a high debt to income ratios but person 2 has no debt (doesn't make nearly as much). Can person 2 get a mortgage on their own and not have to use their spouses income on the loan application? 

[Bryan Devitt]

Yes, this is the main way to get around the 10 loan rule if both people have good incomes and credit